One of the most recent books I have finished reading is The Spender’s Guide to Debt-Free Living: How a Spending Fast Helped Me Get from Broke to Badass in Record Time by Anna Newell Jones (I did not realize how the title was until just now LOL). Along with my new lifestyle change of becoming a minimalist, this also included getting my finances straightened out. I have previously tried different things like a budget, some kind of spreadsheet concoction, putting any $1 bills aside, collecting all my change, and many more ways to save money and pay off debt. I ran across this book as I strolled through Barnes & Noble one day and ended up getting the e-book. I really enjoyed this book!
My take on this book is that Anna took pretty extreme steps to overcome her (about $23k) debt. This included not putting money into savings until she paid off her debt. I overall idea is great gives you a good base to start hacking away at that debt. You can do little modifications here and there because it’s all about your Needs and Wants list. If you can make this list as true as possible to what your Needs are and what your Wants are, you’ll find that her methods are very doable. It also helped that I am trying to live a minimal as possible prior to reading this book so my Needs and Wants list did not take much time to think about and be true to me.
Something on my list that went on the Needs side was food. Of course that’s going to be on everybody’s list, but mine included eating out. Now, I don’t eat out all the time, but it is a big part of my social life and time spent with my family. She does address this, but my value in eating out differed from hers. You would think that eating out would go on the Wants side, but that’s why I believe this was the heart of the book. It makes you really look internally and decide what you can and can’t live without in a society that is all about consumerism (United States of America).